Let's get going!

In order to get started, select an account that works for you.

Student Checking

Best-in-class for students ages 10 through 23.

No monthly fee
$25 deposit to get started
Use your debit card to access a network of 55,000 surcharge-free ATMs (no silly fee to access your money on a network ATM)
Automatic (and free) transfers from a linked savings account when funds run low
No overdraft fee because we've got your back
Checkless account (because who really writes checks these days)
Designed for ages 10-23 with automatic graduation at age 24 to another free account for the next stage in your financial journey
Independently open the account yourself if you're 14+ (no co-owner needed)

Youth Savings

Start small. Save big.

For customers under the age of 24
Earn interest on balances*
No monthly service fee regardless of balance
$25 deposit to get started

Cash Back Checking

Earn cash with every debit card swipe!

It’s about time your checking account started paying you back! Our free Cash Back Checking account rewards you every time you swipe your debit card.*

2% cash back on everyday debit card purchases*
Access to network of 55,000 surcharge-free ATMs
Non-network ATM fee refunds up to $25 per month*
$100 minimum deposit to open

Savings Plus

Let your Savings Plus help you save.

With a Cash Back or High Interest Checking account linked to your Savings Plus account, your rewards are transferred automatically and your savings add up even faster! A Savings Plus account can only be opened in conjunction with a new or existing High Interest Checking or Cash Back Checking account, with a limit of one Savings Plus account per checking account. If the associated checking account is closed, the Savings Plus account will be converted to a Regular Savings Account.

3.00% APY* on balances up to $50,000
No monthly service fee

High Interest Checking

A hardworking high interest account.

With a High Interest Checking account, not only are you rewarded with Emprise service and convenience, you also receive nationwide ATM refunds* and earn a fantastic interest rate!

4.50% APY* on balances up to $10,000
4.50% - 0.73% APY* on amount of balance over $10,000
Access to network of 55,000 surcharge-free ATMs
Non-network ATM fee refunds up to $25 per month*
$100 minimum deposit to open

Certificates of Deposit

Safe. Secure. Guaranteed.

When steady returns are what you need, trust your savings to an Emprise Bank CD. No matter the market, CD's offer a wide variety of terms, rates, and peace of mind.

Wide variety of terms from 1 to 3 years*
Low initial investment

Money Market

Earn interest on your entire balance.

The higher your balance, the bigger your return with this tiered-rate money market account from Emprise Bank.

Maximize returns with tiered rates from 2.0% - 2.75% APY*
Limited check writing ability
Unlimited withdrawals at Emprise Bank ATMs
$100 minimum deposit to get started

Regular Savings

Save big with interest-bearing savings.

A simple way to keep funds separate from your checking account with easy access if you need it. Even if you're starting small, it can be the start of something big!

.15% APY* earned on all balances
Easily save with automatic transfers from a linked checking account
$100 deposit to get started